About

Lubbock Financial Services, Inc. offers fee-only investment advisory services for individuals,
businesses, trusts, not-for-profit entities and retirement plans.

Tim Mack

Tim Mack is the President of Lubbock Financial Services, Inc.  Tim received his BBA in Accounting from Abilene Christian University in 1989.  Tim has provided investment advisory services since founding the firm in 1998.

Brad Pruitt

Brad Pruitt is the Vice-President of Lubbock Financial Services, Inc.  Brad received his BBA in Accounting from Abilene Christian University in 1989.  Brad joined the firm in 2009.

            

Discovery Process

What are you looking for in an Asset Manager? Do you want an advisor who tells you what to do, or an advisor who listens? We take a consultative and comprehensive approach to the management of your assets.  We want to discover your values and goals. We are interested in knowing you, your family and the other things that are important to you.  Our discovery process is an ongoing exercise throughout each phase of your life.

Our Services

We offer the following comprehensive services:

  • Fee-Only Investment Advisory
  • Asset Transfer Assistance
  • Asest Protection Assistance
  • Tax Mitigation and Planning
  • Estate Planning
  • Charitable Giving Planning
  • Other Services as Needed

Fiduciary Obligation

Our status as a Registered Investment Advisor (RIA) is very important to us. RIA's have a fiduciary obligation when building and maintaining your portfolio.

A fiduciary is defined as "one that stands in a special relation of trust, confidence, or responsibility in certain obligations to others." The fiduciary duty is generally considered the highest legal duty that one party can have to another, and we take that duty very seriously. The Investment Advisers Act of 1940 has been interpreted to provide that Registered Investment Advisors have the following duties: a duty of loyalty and to always act in the utmost good faith; a duty to place clients' interests first and foremost; and a duty to make full and fair disclosure of all material facts and, in particular, information as to any potential and/or actual conflicts of interest.

Investment Advisory Fees

Our investment advisory fees are as follows:

Portfolio Value TierPer QuarterAnnual
First $1,000,000 0.25% 1.00%
Amounts over $1,000,000 0.1625% 0.65%

Are you ready for a new investing experience based on academic evidence instead of emotional uncertainty?
If so, click below and one of our advisors will contact you.